Deep single-household analysis naming the one highest-value next action and proving why — unused tax space, a closing Roth conversion window, RMD and IRMAA sequencing, Social Security and survivor math, irreversible pension elections, tax drag, protection and estate gaps. Never the advisor's own open tasks read back. Shows the runner-ups it rejected and names who outside the firm has to act.
Install
npx skills add zocks-communications/zocks-agent-plugins --skill next-best-actionnpx skills add zocks-communications/zocks-agent-plugins --skill next-best-action -a claude-code -gnpx skills add zocks-communications/zocks-agent-plugins --skill next-best-action -a codex -ggemini skills install https://github.com/zocks-communications/zocks-agent-plugins.git --path skills/next-best-actiongh skill install zocks-communications/zocks-agent-plugins next-best-actiongit clone --depth 1 https://github.com/zocks-communications/zocks-agent-plugins /tmp/zocks-communications__zocks-agent-plugins
mkdir -p ~/.claude/skills ~/.agents/skills
cp -R /tmp/zocks-communications__zocks-agent-plugins/skills/next-best-action ~/.claude/skills/next-best-action # Claude Code
cp -R /tmp/zocks-communications__zocks-agent-plugins/skills/next-best-action ~/.agents/skills/next-best-action # Codex, Cursor, Gemini CLI, Copilot, OpenCode