当用户纠结时间分配、问「这个琐事/外包值不值」「怎么安排时间」「离财务自由还差什么」时调用。 核心理念: 给时间定一个高得离谱的时薪, 低于时薪的事外包或不做; 退休=不为想象中的明天牺牲今天; 不随收入升级生活方式。 不适用于: 需要享受慢节奏的时刻（休息/家庭时间按定义不是浪费）。 Triggers: 时薪/时间管理/外包/琐事/排队/财务自由/退休/hourly rate/delegate
安装
npx skills add kangarooking/cangjie-skill --skill hourly-rate-timenpx skills add kangarooking/cangjie-skill --skill hourly-rate-time -a claude-code -gnpx skills add kangarooking/cangjie-skill --skill hourly-rate-time -a codex -ggemini skills install https://github.com/kangarooking/cangjie-skill.git --path dist/naval-almanack-pack/hourly-rate-timegh skill install kangarooking/cangjie-skill hourly-rate-timegit clone --depth 1 https://github.com/kangarooking/cangjie-skill /tmp/kangarooking__cangjie-skill
mkdir -p ~/.claude/skills ~/.agents/skills
cp -R /tmp/kangarooking__cangjie-skill/dist/naval-almanack-pack/hourly-rate-time ~/.claude/skills/hourly-rate-time # Claude Code
cp -R /tmp/kangarooking__cangjie-skill/dist/naval-almanack-pack/hourly-rate-time ~/.agents/skills/hourly-rate-time # Codex, Cursor, Gemini CLI, Copilot, OpenCode